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VISIT LOCAL MARYLAND STATE & NATIONAL PARKS

November 13, 2019

We in Maryland are fortunate to have an overflowing bounty, special people and special places. There’s no better way to spend your time in the area than coming together with friends and family at one of Maryland’s State and National Parks. Experience the stunning bounty of nature at unique natural treasures like Assateague,… Read more »

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Health Benefits of Living Near the Water

September 11, 2019

The Health Benefits of Living Near the Water
(from Marina Pointe of Tampa, Florida)
Home — where our treasured belongings and memories live, where we’re free to roam about in our most comfortable clothing and most importantly, where we decompress after a long day. The place we choose to live is the single most impactful decision on our well-being which is why you should seriously consider the health benefits of living by the water…. Read more »

Home Loan

First Time Homebuyers

August 21, 2019

This short powerpoint slideshow, created by First Home Mortgage Loan Officer Tom Draper, provides useful information to First Time Homebuyers.  Many people qualify as a First Time Homebuyer and don’t even realize it.

View First Time Homebuyer PresentationRead more »

Mistake

AVOID THESE MISTAKES WHEN BUYING A HOME

August 20, 2019

When purchasing a property, you don’t want to make the wrong move or completely overlook something important. The best thing you can do is educate yourself and be aware of common mistakes buyers make – so you can avoid them and the stress they cause. Visit this link from RealEstate.com for the full article.Read more »

Closing Process Flowchart House For Web

Know the Home Closing Process

August 12, 2019

This easy chart provided by Meridian Title Corporation is a great visual for understanding the Home Closing Process…. Read more »

Cambridge

Cambridge touted as a Top 15 Small Towns to Visit

August 6, 2019

SmithsonianMag.com has named Cambridge, Maryland among the Top 15 Small Towns to Visit.  Located on the shores of the Choptank River and Cambridge Creek along Maryland’s Eastern Shore, Cambridge is known for its rich maritime heritage, as well as being a primary stop along the  Harriet Tubman Underground Railroad Byway…. Read more »

Title Ins

WHAT IS TITLE INSURANCE & WHY DO YOU NEED IT?

August 1, 2019

Title Insurance protects the holder from financial loss resulting from defects in the title to a property.  Unlike most other insurance policies, title insurance identifies & eliminates possible risks and claims before they happen.
Issuing title insurance is a two-part process. First, the title company or attorney researches records to make sure there are no undisclosed heirs to the property,… Read more »

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IMPROVE YOUR CREDIT SCORE

July 22, 2019

IMPROVING YOUR CREDIT SCORE DURING THE HOME BUYING PROCESS
(Information based on PennyMac Loan Services, LLC)
Do you know your 3-digit credit score?  Having the highest credit score possible can save you thousands of dollars because lenders will use your score to determine whether you are eligible for a loan as well as what kind of interest rate they can offer. … Read more »

Veg

LOCAL FAVORITE – Cambridge Farmer’s Market

July 18, 2019

Long Wharf Park, located at the waterfront end of historic High Street, is where you will find some of the freshest produce, meats, eggs, flowers, plants, crafts, and more.  The Cambridge Farmers Market is open every Thursday from 3 to 6pm during the months of May through October. … Read more »